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Secure Your Financial Future with an Emergency Fund


As National Savings Month kicks off, let's focus on a topic that forms the bedrock of financial security - the emergency fund.  Life is full of uncertainties, and having a robust emergency fund is crucial for weathering unexpected storms.

  • Assessing Your Needs.  Determine your monthly living expenses and aim to set aside at least 3-to-6 months' worth in your emergency fund.
  • Liquid and Accessible.  Keep the funds in easily accessible, liquid assets.  The money market fund held within your Avisen investment account serves as an excellent vehicle for these assets.  Its liquidity and accessibility make it a smart choice for safeguarding your financial well-being.
  • Automate You Savings.  Set up automatic transfers to your emergency fund each month to ensure consistent contributions.
  • Review and Adjust.  Regularly reassess the adequacy of your emergency fund, especially after major life changes.

By establishing and maintaining a solid emergency fund, you'll gain peace of mind, knowing you're financially prepared for unexpected challenges.

We’ve put together this CHECKLIST of some ideas to consider when creating and maintaining an emergency fund. 

Need personalized advice?  Schedule a consultation with us to discuss your emergency fund strategy by giving us a call at 916-480-2747, or CLICK HERE to schedule a time with us on our calendar.



Michelle & Ken

This information has been drawn from sources believed to be reliable. Every effort has been made to assure the accuracy of the information, however, the accuracy of this information is not guaranteed. All investing is subject to risk, including possible loss of money you invest. Diversification does not ensure a profit or protect against a loss. The information provided in this commentary is for informational purposes only and is not a solicitation to buy and/or sell. Investors must consider the investment objectives, risks, charges and expenses of any investment carefully before investing. Avisen Wealth Management (Member FINRA/SIPC) does not provide tax or legal advice. Please consult your accountant &/or legal counsel for guidance.